ICICI Bank MakeMyTrip Signature Credit Card vs AU Small Finance Bank Altura Credit Card

• Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
• Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
• Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
• Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
• Complimentary DragonPass
• Exclusive dining offers through ICICI Bank Culinary Treats Programme

* Avail 2% Cashback on retail spends at Grocery stores, Departmental stores and Utility bill payments. The maximum cashback per statement cycle is Rs. 50
* Avail 1% Cashback on other retail spends. The maximum cashback per statement cycle is Rs. 50
* Milestone Benefit: Earn additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 100 per statement cycle
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Pros

• Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
• Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
• 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

• The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
• No Golf/coaching sessions

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Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Get up to 7% Cashback as an introductory offer

Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits