ICICI Bank MakeMyTrip Signature Credit Card vs IDFC FIRST Select Credit Card

Joining Fees

₹2,500

₹0

Editor's Rating

3.5

2.75

Key Features

  • Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
  • Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
  • Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
  • Complimentary DragonPass
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • 10X Reward Points on purchases greater than Rs.20,000
  • 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
  • 4 complimentary domestic lounge access per quarter
  • 4 complimentary Railway lounge access every quarter
  • Low foreign exchange mark-up fee of 1.99%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

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Pros

  • 10X Rewards on all spends done on your Birthday
  • Reward points will never expire
  • Comprehensive Travel Insurance Cover of Rs. 22,500

    Cons
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only
  • The dining benefits provided by the card are satisfactory but not that great


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