ICICI Bank MakeMyTrip Signature Credit Card vs IDFC FIRST Select Credit Card

Joining Fees

₹2,500

₹0

Editor's Rating

3.5

2.75

Key Features

  • 1 complimentary access to international airport lounges with Dreamfolks membership card
  • 2 complimentary airport lounge access per quarter
  • 1 complimentary railway lounge access in a quarter to participating lounges in India
  • BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
  • Chip and PIN security
  • 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
  • Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

  • Enjoy exclusive MMT cabs benefit
  • Get 3X Reward Points on Spends till Rs. 20,000 in a statement cycle
  • Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
  • Avail 1X Reward Points on Insurance premium and Utility bill payments
  • Use the Reward points to instantly pay for online or in-store purchases
  • Get 3X Reward Points on rental and property management transactions
  • Avail ‘Buy One, Get One' offer on movie tickets up to Rs. 125 on Paytm mobile app. This is valid twice per month
  • Enjoy 300+ Brand Offers all year long
  • Get up to 20% discount at 1500+ restaurants
  • Complimentary Roadside Assistance worth Rs. 1,399
  • 1% Fuel Surcharge Waiver up to Rs. 300 per month at all fuel stations in India, on transactions between Rs. 200 and Rs. 5000
  • Air Accident Cover of Rs. 1 Crore
  • Personal Accident Cover of Rs. 5,00,000
  • Lost Card Liability Cover of Rs. 50,000
  • Comprehensive Travel Insurance Cover of Rs. 22,500
  • Convert all transactions above Rs. 2,500 into easy and convenient EMIs on the mobile app
  • Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
  • Enjoy convenient transfer of balances from other bank credit cards with the bank’s balance transfer privilege

 

Premium Benefits includes as follows:

  • Availing 2 complimentary Domestic airport lounge visits per quarter, on spending Rs. 20,000 every month  
  • Availing 4 complimentary railway lounge visits per quarter
  • Cancellation For Any Reason (CFAR) insurance: Get cancellation cover for up to 2 claims up to Rs. 10,000, will be available for hotel and flight booking cancellations.

 

VISA Offers are as follows:

  • Airport Meet & Greet - Avail discounts on Airport Fast Track immigration service worldwide
  • Airport Transfers - Enjoy discounts on Airport transfer limousine service across in more than 3000 cities across 83 countries
  • Concierge 
  • Luxury Hotel Collection – Get access to over 900 luxury hotels around the globe with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others

 

MasterCard Offers are as follows:

  • Limo Service Airport Pick Up and Drop 
  • Airport Meet & Assist - Cardholders will get assistance through the airport with all aspects of their departure and arrivals
  • Get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Editor's Review

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
  • Domestic airport and railway lounge access
  • Get 3X Reward Points on rental and property management transactions

Cons

  • No International Airport Lounge access
  • Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
  • No Priority Pass facility


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