ICICI Bank MakeMyTrip Signature Credit Card vs American Express PAYBACK® Credit Card
Joining Fees
₹2,500
₹750
Editor's Rating
3.5
3.6
Key Features
- Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
- Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
- Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
- Complimentary DragonPass
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
- Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
- Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
- The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment
Editor's Review
Pros
- Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
Cons
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card
- No Golf/coaching sessions
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Pros
- Get rewarded on all your spends
- Reasonable Joining Fees
Cons
- No Fuel Surcharge Wavier
- No complimentary Airport Lounge Access
