Compare ICICI Bank Instant Platinum Credit Card vs IDFC FIRST Millennia Credit Card

* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
Once a month, get a 25% discount on movie tickets up to Rs. 100
Personal Accident Cover of Rs. 2 Lakh
Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
10X Rewards on all spends done on your Birthday

Pros

Low-interest rate
Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons