ICICI Bank HPCL Platinum Credit Card vs IndusInd Platinum RuPay Credit Card

Joining Fees

₹199

₹0

Editor's Rating

3.9

4.5

Key Features

  • Reduce fuel bills with 2.5% Cashback
  • 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
  • Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
  • UPI is enabled on this Credit Card
  • 1% Fuel Surcharge Waiver
  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
  • Complimentary personal air accident insurance cover of up to Rs. 25 lakh

Editor's Review

Pros

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
  • ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
  • Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

  • The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
  • No Golf Privileges
  • No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

  • No golf benefits
  • No airport lounge access / dining/ movie benefits


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