ICICI Bank HPCL Coral American Express Credit Card vs Standard Chartered Ultimate Card
Joining Fees
₹199
₹5,000
Editor's Rating
4
4.6
Key Features
- Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps
- Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Avail 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction through Bookmyshow
- Get up to Rs. 10,000 cashback on MakeMyTrip
- Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
- 5% cashback on duty-free spends
- Up to 25% discount at the top 750 restaurants in India
- Access 20 premier golf courses in India and 150 worldwide
- Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Editor's Review
Pros
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends
Cons:
- No Complimentary Lounge access
- No complimentary Golf classes/sessions
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Pros
- 2% foreign currency markup* fee on overseas spends
- Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
- High Annual Fee of Rs. 5,000
- No fee waiver
- No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
