ICICI Bank HPCL Coral American Express Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹199
₹1,000
Editor's Rating
4
3.6
Key Features
- Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps
- Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Avail 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction through Bookmyshow
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends
Cons:
- No Complimentary Lounge access
- No complimentary Golf classes/sessions
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Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
