ICICI Bank HPCL Coral American Express Credit Card vs HDFC Bank Tata Neu Plus Credit Card

Joining Fees

₹199

₹499

Editor's Rating

4

4.5

Key Features

  • Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps
  • Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Avail 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction through Bookmyshow

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

  • No Complimentary Lounge access
  • No complimentary Golf classes/sessions

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Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons


* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app


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