ICICI Bank Coral Credit Card vs HDFC Bank EasyEMI Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3

2.5

Key Features

  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
  • Complimentary domestic airport lounge & complimentary domestic railway lounge visit
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme
  • Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel), and earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  • Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
  • Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
  • Contactless payment enabled
  • Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
  • Get 2.5% CashBack on all online spends
  • Get 1% CashBack on all offline spends and Wallet reloads
  • All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
  • Zero Lost card liability 
  • Up to 50 days of interest free period from the date of purchase
  • Revolving Credit is available at a nominal interest rate
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% on fuel surcharge every time you refuel
  • Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

  • If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
  • Limitations on the cost of purchasing movie tickets
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Launch Offer
  • Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
  • Get 2.5% CashBack on all online spends

Cons

  • No golf benefits
  • No rewards benefits
  • No airport lounge access


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