ICICI Bank Coral Contactless Card vs Axis Bank Select Credit Card

Joining Fees

₹500

₹3,000

Editor's Rating

3.6

4.5

Key Features

  • Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
  • Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
  • Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
  • ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
  • ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
  • PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:
  1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

  • One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
  • Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 
  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
  • Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
  • Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
  • 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
  • Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
  • Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
  • Get 10 Axis EDGE points on every Rs. 200 spends
  • Get 2X per  Rs. 200 on ‘Retail Shopping’ spends
  • Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
  • Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

Editor's Review

Pros

  • Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons

  • High interest rate
  • High joining/renewal fee


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