Compare ICICI Bank American Express Business Essential Credit Card vs Visa Business Card Platinum

Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme

Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month

Pros

ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons