ICICI Bank American Express Business Essential Credit Card vs Citi Bank Corporate Card

Joining Fees

₹1,000

₹0

Editor's Rating

3.9

4.3

Key Features

  • Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
  • Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
  • Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
  • Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
  • Exclusive privileges and rewards for your corporate expenses
  • Avail complimentary access to Domestic Airport Lounges
  • Up to 15% savings across participating restaurants
  • Exclusive Offers on a host of business products and services including travel, hotel stays, car rentals, restaurants and more

Editor's Review

Pros

  • ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
  • Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
  • No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons

  • No Golf/coaching sessions

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Pros

  • 20% on Dining across India
  • Fuel Surcharge Reversal
  • Redeem your Reward Points instantly for air miles, hotel stays, and gift vouchers for premium merchandise and delightful experiences

Cons

  • No Golf/coaching sessions


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