ICICI Bank American Express Business Essential Credit Card vs Kotak Feast Gold Credit Card
Joining Fees
₹1,000
₹499
Editor's Rating
3.9
3.9
Key Features
- Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
- Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
- Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
- Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
- On a total purchase including Dining & Movies spends of 5000/- or more, earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies.
- Fuel Surcharge Applicable
- Easy Balance Transfer Options
- Feast Shield
Editor's Review
Pros
- ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
- Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
- No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card
Cons
- No Golf/coaching sessions
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Pros
- 10 dining points on every Rs. 100 spent on dining and movies
- 10 dining points = Rs. 10
- Low Annual Fee credit card
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
