HSBC Visa Platinum Credit Card vs YES Prosperity Rewards Plus Credit Card

Joining Fees

₹0

₹499

Editor's Rating

4.3

3.8

Key Features

  • Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
  • 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
  • Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
  • Insurance benefits
  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products

Editor's Review

Pros

  • Introductory benefits of up to Rs. 4,250
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • Zero-liability for lost cards

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access 

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 


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