As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 2 Reward points for every Rs. 150 spends
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
Get exclusive access to discounts with selected partners
If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account
One complimentary Golf Lesson every calendar month at select golf courses in India
Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Pros
Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Cons
No Airport Lounge access
No Golf benefits
Pros
24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
12 Reward Points per Rs. 200 spent on all other categories
Life Insurance Cover
Cons
Low reward rate
Limited redemption options
More comparisions with HSBC Visa Platinum Credit Card