HSBC Visa Platinum Credit Card vs Bank Of Maharashtra - SBI Card

• Nil joining and annual fees
• New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
• Air miles conversion on InterMiles, British Airways and Singapore Airlines
• 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
• Up to Rs. 3,000 annual savings on fuel surcharge
• Zero-liability for lost cards
• Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
• Insurance benefits
• Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
• Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
• On Tata CLiQ  get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
• When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
• The “Airport Lounge Services” Program is applicable to those who meet all requirements

• Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
• Annual membership fee reversal from the second year 
• Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
• Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
• Book railway tickets online and they’ll get delivered at your doorstep

Pros

• New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
• Air miles conversion on InterMiles, British Airways and Singapore Airlines
• 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year

Cons

• No golf/coaching sessions
• “Airport Lounge Services” Program is applicable to those who meet all requirements

Pros

• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
• Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
• On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

• No Complimentary Airport Lounge access 
• No Golf Privileges