HSBC Visa Platinum Credit Card vs Citi PremierMiles Card
Joining Fees
₹0
₹3,000
Editor's Rating
4.3
4.3
Key Features
- Nil joining and annual fees
- New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
- Up to Rs. 3,000 annual savings on fuel surcharge
- Zero-liability for lost cards
- Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
- Insurance benefits
- Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
- Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
- On Tata CLiQ get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
- When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
- The “Airport Lounge Services” Program is applicable to those who meet all requirements
- On the yearly card renewal period, get 3000 Bonus Miles
- Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
- Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
- Redeem miles over more than 100 domestic and international airlines
- Transfer your miles to any of the card’s hotel & airline partner
- Miles never expires so you can use them whenever you desire
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
- Complimentary Access to Airport Lounges in India
- Instant loans availed
- Get amazing deals and discounts locally & in other 90 countries
- As you earn more miles, redeem easily at www.premiermiles.co.in
- You can either redeem the miles now or keep collecting them
- Using Citi contactless card pay the easy way
- Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
- Enjoy the latest offers on the credit card
- Have instant savings on lifestyle and wellness categories
- Join the millions of subscribers with a unique analysis of the issues behind the headlines
- Personal Air Accident Insurance cover of Rs 1 crore
- Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
- New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
Cons
- No golf/coaching sessions
- “Airport Lounge Services” Program is applicable to those who meet all requirements
Pros
- The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
- On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
- Save up to 20% across all Citibank's partnered restaurants
Cons
- No Annual Fee Waiver
- High-interest rates
