HSBC Cashback Credit Card vs Indian Overseas Bank Zet Credit Card

HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Bank · Visa
3.1
₹999 / Joining Fees
Apply Now →
VS
Indian Overseas Bank Zet Credit Card
Indian Overseas Bank Zet Credit Card
Indian Overseas Bank · Rupay
4.5
₹0 / Joining Fees
Apply Now →
Fees
HSBC Bank
Indian Overseas Bank
Joining Fees
₹999
₹0
Renewal Fees
₹999
₹0
Network
Visa
Rupay
Editor's Review
3.1
4.5
Free Lounge Access
Yes
No
Features
HSBC Cashback Credit Card
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
Indian Overseas Bank Zet Credit Card
  • Open a fixed deposit starting from Rs. 2,500
  • Earn up to 7% interest on your fixed deposit
  • Your FD is insured by RBI- FD is insured up to Rs. 5 lakh by the DICGC under the DICGC Act 1961
  • Credit Limit is set at 90% of the FD amount
  • Lifetime Free Card- Zero annual fee and no hidden charges
  • Easy application process with no credit score check
  • UPI Credit Card- Get flat 2% cashback on ZET UPI payments
  • Fuel Surcharges: Surcharge of 1% of the total transaction amount will be levied
  • Get Discounts and cashback on 80+ top brands, for example see below some of the offers:

A. SWIGGY- Up to 20% Discount

B. BookMuShow- Up to 20% Discount

C. Zomato- Up to 20% Discount

D. Amazon Pay- 5% Cashback

E. FlipKart- 5% Cashback

F. PVR- 18% Cashback

G. Myntra - 5% Cashback

H. NYKAA - 4.5% Cashback

I. InstaMart - Up to 20% Discount

Editor's Review
HSBC Cashback Credit Card

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Indian Overseas Bank Zet Credit Card

Pros

  • No income proof or credit history required
  • Earn up to 7% interest on your fixed deposit
  • Enjoy Discounts and cashback on 80+ top brands

Cons

  • No Travel perks
  • No Lounge access
  • No rewards or golf benefits

More comparisons with HSBC Cashback Credit Card

More comparisons with Indian Overseas Bank Zet Credit Card

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