HDFC Superia Card vs Max SBI Card PRIME

Joining Fees

₹1,000

₹2,999

Editor's Rating

3.8

2.5

Key Features

  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
  • Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme    
  • Enjoy gaining 50% more reward points at premium restaurants    
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver
  • Enjoy Revolving Credit at a nominal interest rate
  • While joining Max SBI Card PRIME, obtain 12,000 bonus reward points equivalent to Rs. 3,000 on payment of annual fees.
  • Withdraw cash anytime from over 1 million Visa ATMs worldwide.
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay.
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home.

Editor's Review

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.    
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year (limited to 2 visits per quarter).                                                             

Cons 

  • No golf/coaching sessions


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