HDFC Superia Card vs BOB Financial PREMIER

Joining Fees

₹1,000

₹1,000

Editor's Rating

3.8

4.6

Key Features

  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
  • Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme    
  • Enjoy gaining 50% more reward points at premium restaurants    
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver
  • Enjoy Revolving Credit at a nominal interest rate
  • 5X rewards on travel, dining and abroad; 2 Reward points on others
  • Complimentary airport lounge, 24x7 concierge
  • Zero fuel surcharge
  • Fuel surcharge waiver
  • Zero annual fees basis card usage

Editor's Review

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges

Pros

  • Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover


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