HDFC Solitaire Credit Card vs SBI Card Prime

Joining Fees

₹1,000

₹2,999

Editor's Rating

3.2

4.1

Key Features

  • Earn 3 reward points for every Rs. 150 you spend
  • Get 50% more reward points on dining and grocery expenses
  • Redeem reward points for exclusive gifts and offers
  • Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
  • Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
  • Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier Membership    
  • Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Exclusive benefits across 900 luxury hotels worldwide
  • Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals

Editor's Review

Pros

  • Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
  • Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
  • Carry zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

  • General spending rewards rate: 0.50%
  • Joining Fee bit high


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