HDFC Solitaire Credit Card vs BOB Financial Easy

• Earn 3 reward points for every Rs. 150 you spend
• Get 50% more reward points on dining and grocery expenses
• Redeem reward points for exclusive gifts and offers
• Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
• Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh

• Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
• Avail 1 reward point for every Rs. 100 spent on other categories
• Avail 0.5% of the card bill payment as cash-back in the next statement
• Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
• 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
• Redeem the earned reward points as cash-back and other exciting options
• Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
• 3 lifetime free add-on cards
• Free Personal Accidental Death Cover
• Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
• Avail 50 days of interest free credit from the date of any purchase
• Pay Minimum Amount Due and finance your spends as per your convenience

Pros

• Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
• Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
• Carry zero liability on lost card if reported immediately

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge Access

Pros

• Easy EMI Option
• First year Fee: Spend 6,000 on the card within 60 days for fee reversal
• Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
  
  Cons

• No golf privileges
• No airport lounge access