HDFC Platinum Times Credit Card vs Tata Neu Infinity HDFC Bank Credit Card
Joining Fees
₹1,000
₹1,499
Editor's Rating
3.4
4
Key Features
- Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
- Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
- Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
- Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
- Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
- Up to 5% Cashback on Utility Bills/Shopping
- Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
- You can convert your big spends into EMI after purchase
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Avail 3 Reward Points for every Rs. 150 spent on the card
- Weekday Dining Bonanza Reward Point
- Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays
- In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
- Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
- Reward points gained on Grocery transactions will be capped to 2,000 per month
- Zero lost card liability
- Foreign Currency Markup: 2% on all your foreign currency spends
- Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
- International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
- International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
- Welcome Benefits
- Complimentary Annual Times Prime Membership
- Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
Pros
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: Up to Rs. 15 lakhs
- Lost Card Liability Cover : Up to Rs. 9 lakhs
- Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
- No golf benefits
- Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
