HDFC Platinum Times Credit Card vs LIC Axis Bank Signature Credit Card

• Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
• Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
• Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
• Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
• Up to 5% Cashback on Utility Bills/Shopping
• Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
• You can convert your big spends into EMI after purchase
• HDFC Bank Times Platinum Credit Card is enabled for contactless payments
• Avail 3 Reward Points for every Rs. 150 spent on the card
• Weekday Dining Bonanza Reward Point
• Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
• 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
• Complimentary lost card liability insurance cover up to credit limit
• 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
• Get up to 20% off at over 4,000 restaurants in India 
• Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Pros

• Welcome Benefits
• Complimentary Annual Times Prime Membership
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

• No complimentary Airport Lounge access  
• No Golf Privileges 

Pros

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• 8 complimentary domestic airport lounge access per calendar year
• Complimentary lost card liability insurance cover up to credit limit

Cons

• No golf benefits are provided
• No international airport lounge access
• No Spend Based Waiver