HDFC Platinum Times Credit Card vs Klick RuPay Credit Card

• Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
• Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
• Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
• Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
• Up to 5% Cashback on Utility Bills/Shopping
• Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
• You can convert your big spends into EMI after purchase
• HDFC Bank Times Platinum Credit Card is enabled for contactless payments
• Avail 3 Reward Points for every Rs. 150 spent on the card
• Weekday Dining Bonanza Reward Point
• Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

• Zero Joining Fees and Annual Fees
• 1% Fuel Surcharge Waiver
• Earn 2 YES Rewardz Points for every Rs. 200 spent on eligible non-UPI transactions
• Get rewarded for all your non-UPI transactions
• Earn reward on non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates
• Get a loan amount within the card limit to fulfil immediate fund requirements
• Enjoy secure digital payments through a 100% virtual RuPay credit card; no physical card is issued
• Convert eligible transactions of Rs. 1,500 or more into EMIs through the Instant EMI facility
• Eligible cardholders can obtain a Quick Loan within their available credit limit
• Set up recurring payments for bills and subscriptions through YES PayNow and the e-mandate facility
• Existing YES BANK credit-card holders are not eligible for the Klick Credit Card

Pros

• Welcome Benefits
• Complimentary Annual Times Prime Membership
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

• No complimentary Airport Lounge access  
• No Golf Privileges 

Pros:

• Lifetime Free Credit Card
• 2 Rewards for every Rs. 200 non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates

Cons:

• No international or domestic lounge access
• No Golf Benefits
• No Movies and Entertainment, and Dining Benefits