HDFC Platinum Times Credit Card vs ICICI Bank Platinum Chip Credit Card

Joining Fees

₹1,000

₹0

Editor's Rating

3.4

3.07

Key Features

  • Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
  • Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
  • Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
  • Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
  • Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
  • Up to 5% Cashback on Utility Bills/Shopping
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
  • You can convert your big spends into EMI after purchase
  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Avail 3 Reward Points for every Rs. 150 spent on the card
  • Weekday Dining Bonanza Reward Point
  • Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays
  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
  • Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
  • 1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Editor's Review

Pros

  • Welcome Benefits
  • Complimentary Annual Times Prime Membership
  • Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros

  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • 1% fuel surcharge waiver on fuel transactions
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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