HDFC Pixel Go Credit Card vs Bank Of Maharashtra - SBI Card

Joining Fees

₹250

₹499

Editor's Rating

3.2

2.9

Key Features

  • Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
  • Zero lost card liability 
  • Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
  • Revolving Credit is available at a nominal interest rate
  • Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
  • 1% unlimited cashback on all eligible transactions
  • When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
  • Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
  • Annual membership fee reversal from the second year 
  • Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
  • Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
  • Book railway tickets online and they’ll get delivered at your doorstep

Editor's Review

Pros

  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

  • No Golf benefits
  • No airport lounge access
  • No rewards as such

Pros

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
  • Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
  • On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

  • No Complimentary Airport Lounge access 
  • No Golf Privileges 


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