HDFC Pixel Go Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Joining Fees

₹250

₹5,000

Editor's Rating

3.2

4

Key Features

  • Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
  • Zero lost card liability 
  • Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
  • Revolving Credit is available at a nominal interest rate
  • Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
  • 1% unlimited cashback on all eligible transactions
  • When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
  • If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
  • Annual fee waived upon spending Rs. 3 lakh in the preceding year
  • 50% cashback on movie tickets purchased through BookMyShow
  • Flexible Spending Limit
  • Visa Offers Complimentary Airport Lounge Access within India 
  • Complimentary Priority Pass membership
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • Get 15% off on dining bills at partnered restaurants in India 
  • Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
  • Get 10 Reward Points per Rs. 200 spent domestically
  • Get 20 Reward Points on every Rs. 200 spent internationally on 
  • On the first online transaction get 100 Points 

Editor's Review

Pros

  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

  • No Golf benefits
  • No airport lounge access
  • No rewards as such

Pros

  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 

Cons       

 

  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

 

 


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