Compare HDFC Doctor’s Superia Credit Card vs Standard Chartered Platinum Rewards Credit Card

Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
Enjoy 50% more reward points on dinner spends.
Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
Earn 1 reward point for every Rs. 150 spent on all other categories
Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
This is a Contactless credit card
Enjoy the enhanced security for online transactions through 3D secure OTP verification
Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Pros

Renewal Benefit: 1000 reward points
Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons