HDFC Doctor’s Superia Credit Card vs Spar SBI Card PRIME

HDFC Doctor’s Superia Credit Card

Spar SBI Card PRIME

Joining Fees

₹1,000

₹2,999

Editor's Rating

3.5

2.5

Key Features

Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
Enjoy 50% more reward points on dinner spends.
Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
1% Fuel Surcharge Waiver

Editor's Review

Pros

Renewal Benefit: 1000 reward points
Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

Pros

Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores

Cons