HDFC Doctor’s Superia Credit Card vs PVR Kotak Platinum Credit Card

Joining Fees

₹1,000

₹0

Editor's Rating

3.5

4.2

Key Features

  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
  • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
  • Get 15% Cashback on Food and Beverages at PVR
  • Get 5% Cashback on Movie tickets at PVR Box Office
  • For the first year no Joining Fee
  • Your Add-on Card will have all the benefits that you enjoy on your Card

Editor's Review

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access

Pros  

  • Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
  • Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
  • Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

  • The add on card comes with a charge of Rs 299 per card
  • No Golf/coaching sessions


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