HDFC Doctor’s Superia Credit Card vs Lifestyle HC SBI Card
Joining Fees
₹1,000
₹499
Editor's Rating
3.5
2.5
Key Features
- Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
- Enjoy 50% more reward points on dinner spends.
- Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
- Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
- 1% fuel surcharge waiver
- Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
- Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Editor's Review
Pros
- Renewal Benefit: 1000 reward points
- Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
- Reward points validity: Reward points are valid only for 2 years from the date of accumulation.
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Convert the Reward Points into Landmark rewards and get dual benefit
- Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
Cons
- No Airport Lounge access
- No Golf/coaching sessions
