HDFC Doctor’s Superia Credit Card vs HDFC Diners Club Premium Credit Card

Joining Fees

₹1,000

₹2,500

Editor's Rating

3.5

3.3

Key Features

  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
  • You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
  • Avail 10 X Reward Point on International spends
  • 24x7 concierge service for reservations for travel needs
  • Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
  • Lowest mark up on foreign currency transactions: Just 2%
  • Insurance Benefits 

Editor's Review

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access

Pros

  • Get Up to 6 Complimentary access to 1000+ lounges Worldwide
  • Redeem points for exclusive gifts from the rewards catalogue
  • 4 Reward Points for every Rs. 150 spent
  • Get a free renewal by spending Rs. 3 lakhs in 12 months 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 


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