HDFC Doctor’s Superia Credit Card vs Central SBI Select+ Credit Card

• Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
• Enjoy 50% more reward points on dinner spends.
• Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
• Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

• Central SBI Select Card Advantage
• Fast & Convenient
• Security
• Cash on the go
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI
• Global acceptance
• Emergency card replacement

Pros

• Renewal Benefit: 1000 reward points
• Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
• Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge access

Pros                                                                    

• Joining & Complimentary Benefits
• Renewal & Milestone Select Points
• Accelerated Select Points
• Instant Redemption

Cons 

• No Golf/coaching sessions
• No Airport Lounge access 
• High Renewal Fees