HDFC Doctor’s Superia Credit Card vs Bandhan Bank Standard Chartered credit cards

Joining Fees

₹1,000

₹0

Editor's Rating

3.5

3.3

Key Features

  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

Bandhan Bank Standard Chartered One credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 1 reward point 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 500 Rewards Points 

 

Bandhan Bank Standard Chartered Plus credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward points 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 1500 Rewards Points 

 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward point 
  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Editor's Review

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access

Bandhan Bank Standard Chartered One credit card’s review:

Pros

  • As joining  benefit, get 500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 60,000
  • Annual Fees  Rs. 299

Cons

  • No Golf Privileges 
  • No Airport Lounge access 
  • High-interest rates 

 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining  benefit, get 1500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

  • No Golf Privileges 
  • No Airport lounge access 
  • High-Interest rates 

 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
  • 4 Lounge Access per calendar quarter 

Cons

  • No golf privileges 
  • High renewal/annual fee
  • High-interest rates 


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