HDFC Bank World MasterCard Credit Card vs AXIS Bank IOCL Rupay Credit Card

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
• Save up to Rs. 8300 on lounge access and fuel costs every year
• Get up to three add-on cards free for your family
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card
• Avail 50 days of interest-free credit from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

• No golf benefits
• No insurance benefits
• No cashback offers

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
• 10% instant discount for movie ticket booked via BookMyshow website
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits