Compare HDFC Bank Visa Signature Credit Card vs LIC Axis Bank Signature Credit Card

Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Get up to three add-on cards free for your family
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card
Avail 50 days of interest-free credit from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
8 complimentary domestic airport lounge access per calendar year at selected domestic airports
Complimentary lost card liability insurance cover up to credit limit
1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 20% off at over 4,000 restaurants in India
Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Pros

Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

Pros

Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
8 complimentary domestic airport lounge access per calendar year
Complimentary lost card liability insurance cover up to credit limit

Cons