HDFC Bank Visa Signature Credit Card vs IndusInd Bank Legend Credit Card
Joining Fees
₹0
₹9,999
Editor's Rating
3.25
3.5
Key Features
- Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
- Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
- On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points
- Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
- Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
- Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
- Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- 1.8% discounted foreign currency mark-up fee on international transactions
- Complimentary concierge services
- Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
- Avail the Auto Assist facility
- Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
- Complimentary personal air accident insurance cover of up to Rs. 25,00,000
Editor's Review
Pros
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
Pros
- Complimentary personal air accident insurance cover of up to Rs. 25,00,000
- Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
- Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions
Cons
- No golf benefits
- No lost card liability cover
