HDFC Bank UPI RuPay Credit Card vs Standard Chartered Super Value Titanium Credit Card
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
- Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
- All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month
Cons
- Below average rewards rate for all other spending, no perks or promotions that stand out
- No Golf Privileges
- Airport Lounge access only for Premium Banking Customers
