HDFC Bank Teachers Platinum Credit Card vs RBL Bank ETMoney LoanPass

Joining Fees

₹500

₹0

Editor's Rating

3.55

4.3

Key Features

  • Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150
  • Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Zero liability on lost card
  • Get up to 3 lifetime free add-on cards
  • With the EMV Chip technology in the card, stay protected against fraud

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* The Credit Card is packed with rewards for all spends
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* Go cashless for all online or offline purchases
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend
* Get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Annual Fee for the next year is reversed on spends more than Rs. 1 lakh in a year
* Get additional 1000 Bonus Points on spends of next Rs. 1 lakh (post annual fee reversal) up to 10 times a year
* Fuel Surcharge waiver: Avail waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000

 

Editor's Review

Pros

  • Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150

Cons

  • No golf benefits
  • No cashback or dining benefits
  • No airport lounge access

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles


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