Compare HDFC Bank Teachers Platinum Credit Card vs Paytm HDFC Bank Business Credit Card

Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150
Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Zero liability on lost card
Get up to 3 lifetime free add-on cards
With the EMV Chip technology in the card, stay protected against fraud

First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
2% cashpoints on all other Select Paytm Spends
1% cashpoints on all other Retail Spends
Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
The card is enabled for contactless payments
Up to 20% discount on partnered restaurants via Dineout
Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
Avail up to 50 days of interest free credit on the Credit Card

Pros

Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150

Cons