HDFC Bank Teachers Platinum Credit Card vs Axis Bank Rewards Credit Card
Joining Fees
₹500
₹1,000
Editor's Rating
3.55
4.5
Key Features
- Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
- Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Zero liability on lost card
- Get up to 3 lifetime free add-on cards
- With the EMV Chip technology in the card, stay protected against fraud
- On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
- Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
- Receive accelerated points for spends up to Rs. 7000 per month on specific categories
- Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
- Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
- 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
- 2 complimentary lounge access per quarter at selected domestic airports
- 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
- Purchase Protection Cover up to Rs. 1 Lakh
- Credit Shield 1 Lakh
- Loss of Check-in Baggage Cover up to 500 USD
- Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
- Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
- Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above
Editor's Review
Pros
- Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
Cons
- No golf benefits
- No cashback or dining benefits
- No airport lounge access
Pros
* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
Cons
* No access to international lounges at airports
* No golf benefits are provided
