HDFC Bank Platinum Plus Credit Card vs Standard Chartered Platinum Rewards Credit Card

HDFC Bank Platinum Plus Credit Card

Standard Chartered Platinum Rewards Credit Card

Joining Fees

₹500

₹250

Editor's Rating

2.5

Key Features

Get 2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Avail up to three add-on cards for free
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card if reported immediately
50 days of interest-free credit
Pay utility and phone bills with ease by registering the card for SmartPay

Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
Earn 1 reward point for every Rs. 150 spent on all other categories
Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
This is a Contactless credit card
Enjoy the enhanced security for online transactions through 3D secure OTP verification
Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Editor's Review

Pros

2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Zero liability on lost card if reported immediately

Cons