HDFC Bank Platinum Plus Credit Card vs RBL Bank Shoprite Credit Card

• Get 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Avail up to three add-on cards for free
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card if reported immediately
• 50 days of interest-free credit
• Pay utility and phone bills with ease by registering the card for SmartPay

• As Welcome Benefit, avail 2,000 Reward Points. To avail this benefit, you’ve to swipe and use the credit card within 30 days of card issuance, and/or pay the annual membership fee by the payment due date
• Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year
• Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month
• Earn 1 Reward Point for every Rs. 100 spent on other purchases
• 5% Value back on grocery shopping is considered with each reward point redeemable for up to Rs. 0.25
• Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
• With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
• This Credit Card is available on MasterCard, Visa, and RuPay network

Pros

• 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Zero liability on lost card if reported immediately

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access

Pros
* Welcome benefits

* Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year 

* Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges