HDFC Bank Platinum Plus Credit Card vs BOB Financial Select
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Fees
HDFC Bank
Bank of Baroda
Joining Fees
₹500
₹750
Renewal Fees
₹500
₹750
Network
Mastercard
Mastercard
Editor's Review
2.5
4.3
Free Lounge Access
No
No
Features
HDFC Bank Platinum Plus Credit Card
- Get 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Avail up to three add-on cards for free
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card if reported immediately
- 50 days of interest-free credit
- Pay utility and phone bills with ease by registering the card for SmartPay
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
HDFC Bank Platinum Plus Credit Card
Pros
- 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Zero liability on lost card if reported immediately
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
