HDFC Bank Platinum Plus Credit Card vs Doctor's SBI Card (in association with IMA)

Joining Fees

₹500

₹1,499

Editor's Rating

2.5

4

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions


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