HDFC Bank Platinum Plus Credit Card vs American Express® Gold Card

• Get 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Avail up to three add-on cards for free
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card if reported immediately
• 50 days of interest-free credit
• Pay utility and phone bills with ease by registering the card for SmartPay

• Welcome Gift of 4,000 Bonus Membership Rewards^® Points
• Get benefits on travel bookings with American Express Travel Online
• Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
• Avail 2 Supplementary Gold Credit Cards at no additional cost

Pros

• 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Zero liability on lost card if reported immediately

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access

Pros

• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
• Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
• Enjoy greater flexibility in spending with "no pre-set" limit

Cons

• The travel rewards can only be redeemed through amextravel.com
• Variable APR/Interest Rates