HDFC Bank Platinum Plus Credit Card vs American Express® Gold Card
Joining Fees
₹500
₹1,000
Editor's Rating
2.5
3.8
Key Features
- Get 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Avail up to three add-on cards for free
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card if reported immediately
- 50 days of interest-free credit
- Pay utility and phone bills with ease by registering the card for SmartPay
- Welcome Gift of 4,000 Bonus Membership Rewards® Points
- Get benefits on travel bookings with American Express Travel Online
- Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
- Avail 2 Supplementary Gold Credit Cards at no additional cost
Editor's Review
Pros
- 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Zero liability on lost card if reported immediately
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
- Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
- Enjoy greater flexibility in spending with "no pre-set" limit
Cons
- The travel rewards can only be redeemed through amextravel.com
- Variable APR/Interest Rates
