Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
Lowest markup fee of 2% on foreign currency transactions
Zero Lost card liability
Enjoy up to 50 days of interest-free period
Revolving Credit is available at nominal interest rate
Global Personal Concierge -24 X 7
Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
You can convert big spends into EMI after the purchase
The credit card is enabled for contactless payments
Accidental Air Death cover worth Rs. 3 Crore
Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
Credit Shield Cover for up to Rs. 9 lakhs
Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy
Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
Wave goodbye to PG Charges on train bookings
Get 10% Off on Bus Bookings up to Rs. 300
Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
Discounts on Flight, Hotel and Bus Bookings can be availed once per month
PG charges are waived twice per month
Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
Avail 10 Reward Points for every Rs. 200 spent on online purchases
Avail 5 Reward Points for every Rs. 200 spent offline
1 Complimentary International Lounge Access every year
Priority Pass can be issued upon request
Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
Zero mark-up fee on international purchase
1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
Credit Shield: Up to Rs. 1.5 Lakhs
Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI
Editor's Review
Pros
Unlimited lounge access at domestic and international airports
Unlimited complimentary golf games at premier golf courses
Complimentary nights and buffet at participating ITC hotels
Cons
The card doesn’t offer any yearly or monthly benefits
No cashback as such
Joining fee on higher side
Pros
Direct discounts on Ixigo travel bookings, and accelerated rewards
Domestic airport and railway lounge access
Discount on bus ticket bookings
Cons
Only 1 International Airport Lounge access
No Golf benefits
Priority Pass is issued only upon request
More comparisions with HDFC Bank Infinia Metal Edition Credit Card