Ixigo AU Bank Credit Card vs Kotak Wealth Management Infinite Credit Card

• Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
• Enjoy a 10% discount on Flight Bookings up to Rs. 1,000 
• Wave goodbye to PG Charges on train bookings
• Get 10% Off on Bus Bookings up to Rs. 300 
• Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000 
• Discounts on Flight, Hotel and Bus Bookings can be availed once per month
• PG charges are waived twice per month
• Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
• Avail 10 Reward Points for every Rs. 200 spent on online purchases
• Avail 5 Reward Points for every Rs. 200 spent offline
•  1 Complimentary International Lounge Access every year
• Priority Pass can be issued upon request
• Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
• Zero mark-up fee on international purchase
• 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
• Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
• Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
• Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
• Credit Shield: Up to Rs. 1.5 Lakhs
• Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

• Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
• Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
• Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
• Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Pros

• Direct discounts on Ixigo travel bookings, and accelerated rewards
• Domestic airport and railway lounge access
• Discount on bus ticket bookings

Cons

• Only 1 International Airport Lounge access
• No Golf benefits
• Priority Pass is issued only upon request

Pros

• 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
• Avail 800 Reward points worth Rs 800 free every month
• 4 complimentary visits every quarter to Visa lounges only in India

Cons

• This Credit Card is a “by-invite-only”