Compare HDFC Bank Infinia Metal Edition Credit Card vs ICICI Business Credit Cards

Metallic Card
Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
Lowest markup fee of 2% on foreign currency transactions
Zero Lost card liability
Enjoy up to 50 days of interest-free period
Revolving Credit is available at nominal interest rate
Global Personal Concierge -24 X 7
Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
You can convert big spends into EMI after the purchase
The credit card is enabled for contactless payments
Accidental Air Death cover worth Rs. 3 Crore
Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
Credit Shield Cover for up to Rs. 9 lakhs
Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy

Key Features For all ICICI Business Cards:

Interest-free credit period up to 48 days
Spends linked rewards / InterMiles / Offers & Discounts
Fuel surcharge waiver of 1%
Simplify book keeping - Online expense management
Complimentary Airport Lounge access
Comprehensive Insurance Coverage up to Rs. 75 lakh
GCAS customer assistance

For Business Advantage Black Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

For Statement Balance Rs >75k:

Domestic Spends - Up to 1%

International Spends Up to 1%

For Statement Balance (Rs<25k> – Rs<50k>):

Cashback on eligible spends-

Domestic Spends: Up to 0.5%

International Spends: Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.

Contactless Card
Concierge Services
Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with ICICI Bank Culinary Treats Programme
Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India

Enjoy Exclusive SME Offers from top brands such as: Docusign (Get 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (When booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock. Get free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans. Get up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, up to Rs. 200 off on Airtel Broadband monthly bill, and Rs. 75 off on a standard Airtel Corporate Postpaid market plan).

FOR Business Advantage Blue Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

Statement Balance Rs >75k Cashback on eligible spends:

Domestic Spends - Up to 1%

International Spends - Up to 1%

Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:

Domestic Spendsc - Up to 0.5%

International Spends - Up to 1%

Contactless Card
Concierge Services
Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with the ICICI Bank Culinary Treats Programme
Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India
Exclusive SME Offers from top brands such as: Docusign (Get minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (While booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock, free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans, up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, Rs 200 off on Airtel Broadband monthly bill, and Rs 75 off on a standard Airtel Corporate Postpaid market plan)